How Will You Make Money Working From Home?

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Submitted by: Mary Shaw

If your family depends on your full time income and you want to switch to a part time work at home career, you need to know how quitting your job will impact the family finances and how you will make money working from home.

Do you still love your current job? Does it support your career ambitions and make you smile, only you want more time with your family? If so, perhaps you can negotiate a full or part time work from home agreement with your manager. An excellent resource for framing this discussion is Pat Katepoo s flextime proposal template, available at www.workoptions.com.

Check out Monster and Career Builder for current corporate telecommuting opportunities. More and more large companies are recognizing the value of a home based work force. Target these companies and see if they ll agree to a work at home arrangement.

What else are you good at? What do you enjoy? It s important to jot down a list of skills and talents that could potentially enable you to earn income from home.

What about becoming an entrepreneur, solopreneur or mompreneur ? There are lots of ways to start home-based businesses. You could offer freelance writing, web design or programming services, sell products online or be an independent sales or customer service representative. There are also lots of companies that might hire you on a project or contract basis.

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Do you want to sell products on eBay or create and manage your own online store? Or perhaps you want to sell other people s products as an affiliate. The opportunities on the web are endless.

Or maybe you can become an Internet marketer. Ebooks and audio programs are wonderful vehicles to promote your products and services and get your name out to the marketplace.

What Are Your Skills and Talents Worth?

If you ve been working in a corporate environment for any length of time, people will pay you for what you know. The Internet has truly leveled the playing field for men and women knowledge workers.

The trick is knowing how to package your skills and talents into a service offering that people will pay for. A good way to start putting this together is to reverse engineer your resume. In other words, really look at your job/life experience in terms of a product (or service offering) someone could buy. When you re interviewing for a real job , what are you really selling?

For example, if you have 3-5 years experience as a corporate event planner, organizing, managing and promoting software conferences, you can position yourself as a corporate event services consultant. Instead of applying directly for these specific full time jobs on Monster or Career Builder, pitch your services as a consultant on a project basis.

It may take a few tries before you get someone willing to listen, but once they do you ve got a foot in the door. The benefit to them is they don t have to pay you a salary or benefits. You can propose to take on as much of the project you want to work on and clearly demonstrate how you ll add value.

And what about your fee? How much should you charge? As much as you can! Seriously, a very basic rule of thumb is to take your current salary, ignore the last 3 digits and divide it by 2. This is how much you make per hour, assuming you work 50 weeks a year and take two weeks vacation. For example, if you currently make $60,000, divide 60 by 2 and you get $30 an hour. Your fee should be at least double this amount to compensate you for benefits, vacation/sick time, social security, and other overhead.

Try It Out

You know the saying – you never know unless you try. Test a few of these ideas out. Talk to your manager about a part time work from home arrangement or look at other corporate telecommuting opportunities.

Or try some freelance opportunities before you quit your job. See if you can land a few moonlighting gigs here and there. It will help you see what s available in the outside world before you need it. Plus it will give you and great confidence to move forward to your dream of a work at home lifestyle.

About the Author: Mary Shaw is a part time work at home mom and the author of The Mommy Track: How To Live A Full Time Life On Part Time Income. Get a free chapter at

themommytrack.net/chapter1.html

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NASA launches satellites to study northern lights

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Saturday, February 17, 2007

A Delta II rocket blasted off from NASA’s Cape Canaveral launch pad today, carrying five satellites designed to investigate the northern lights and the electromagnetic storms that cause them. The launch had been twice delayed due to bad weather, but was eventually performed at 23:00 UTC.

NASA and the Canadian Space Agency have collectively invested $200 million in the mission, known as the THEMIS Project. Through this mission, they hope to develop better techniques to forecast electromagnetic storms, in order to protect communication satellites, power grids, and spacewalking astronauts. Scientists from the University of Alberta and the University of Calgary also helped with the project.

The Sun continuously sends a stream of charged particles, called the solar wind, at the Earth. We are generally protected from the solar wind by the Earth’s magnetosphere. During substorms, however, the magnetosphere gets overloaded by the solar wind and the magnetic field lines stretch until they eventually snap back, energizing and flinging electrically charged particles towards Earth.

Scientists want to find out what snaps in the overloaded magnetosphere to trigger a substorm.

Commonwealth Bank of Australia CEO apologies for financial planning scandal

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Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

News briefs:June 9, 2010

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Soak In The Beauty Of The Greek Islands}

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Soak in the Beauty of the Greek Islands

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Vikram KumarIf you want to take a breather from your monotonous life and work in the city, the best thing to do is travel. Fly to a destination that has a relaxing atmosphere and magnificent sights. The Greek Islands are among the most beautiful locations in the whole world, which is why there are millions of people flying to the country each year. The natural features of Greece are diverse. Its islands consist of forests, high mountains, hillsides, olive groves, old temple ruins, and clear beaches. With the beauty that the Greek Islands have to offer, you will surely have a great and enjoyable experience.

The Greek Islands are full of far-off locations that are perfect for a silent commune with the nature. If you want to have a peace of mind, you will be able to get this, when you travel to Greece. The serenity of the country will allow you to commune with nature and with its history. With all the wonderful sights and entertaining activities of the Greek Islands, a weekend is not enough. You surely will want to return each year. With each visit, you will not feel disappointed since there are a lot of things to keep you up.

With all the attractions and activities that await you when you travel to the Greek Islands, you need to have a plan. Before you travel to Greece, you have to obtain Greek islands information from travel guides. There are several sources, where you can get travel tips and info about the islands of Greece. You can find these in brochures and travel magazines. You can also look for info on the Web. The Internet has hundreds of websites that offer facts and tips regarding the Greek Islands. One of these online sites is Hellasclub. With this source, you will be able to know where to find a hotel accommodation that has the most amiable services.

The Greek Islands information of Hellasclub will help you prepare your travel. It will provide you with a list of hotels, allowing you to book an accommodation in advance. With the list of attractions, you will know where to find the historical or entertaining spots. You will also know where to take your family for dinner or lunch. These types of information are very important. You need to know where you will be heading in order for you to save time. When you have a list of activities for everyone, you will be able to avoid making time-consuming decisions.

The Greek Islands are full of sights that are amazing, naturally and historically. You can check out the temple ruins of Athens or its bustling metropolis. You can also visit ancient Acropolis or the monasteries within Meteora. Compared to all the Greek Islands, Crete ranks as the largest. It is well known for its rich and diverse history, scenic mountains, and pristine waters. While there are insightful activities in Greece, there are also lots of fun activities. You can go shopping for jewelries or antiques. If you are fond of nightlife, you can check out the nightclubs.

Hellasclub is not only for travelers who want to acquire Greek islands information. It also caters to entrepreneurs that want to advertise their business, such as hotel accommodations or restaurants.

Anything you need to know about

the Greek Islands

can be found at Hellasclub.

Greek Islands information

are explained in detail at the site.

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U.S. Supreme Court upholds health care mandate

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Thursday, June 28, 2012

In a decision today, the U.S. Supreme Court has upheld the controversial healthcare law, the Patient Protection and Affordable Care Act, passed in 2010. The Supreme Court also upheld the individual mandate provision of the law, which would require most U.S. citizens to obtain health insurance by 2014, or pay a monetary penalty.

The Supreme Court ruled on the law 5–4. Chief Justice John Roberts authored the majority opinion. Justices Stephen Breyer, Ruth Bader Ginsburg, Elena Kagan and Sonia Sotomayor jointed Roberts in the majority, while Samuel Alito, Anthony Kennedy, Antonin Scalia and Clarence Thomas were in the minority in supporting the repeal of the law.

The Court did, however, strike down a provision of the law which would have expanded Medicaid to make coverage available to anyone with an income less than 138% of the federal poverty line.

President Barack Obama made a public statement from the White House saying that the Supreme Court’s upholding of the law, “reaffirmed a fundamental principle that here in America — in the wealthiest nation on Earth – no illness or accident should lead to any family’s financial ruin.” Obama further added, “Whatever the politics, today’s decision was a victory for people all over this country whose lives will be more secure because of this law and the Supreme Court’s decision to uphold it.” Obama closed his statement by saying, “The highest Court in the land has now spoken. We will continue to implement this law. And we’ll work together to improve on it where we can. But what we won’t do — what the country can’t afford to do — is refight the political battles of two years ago, or go back to the way things were.” Adding, “With today’s announcement, it’s time for us to move forward — to implement and, where necessary, improve on this law.”

Republican presidential candidate Mitt Romney also gave a statement from Washington, D.C. saying, “What the Court did not do on its last day in session, I will do on my first day if elected President of the United States. And that is I will act to repeal Obamacare.” Romney clarified further by saying, “Let’s make clear that we understand what the Court did and did not do. What the Court did today was say that Obamacare does not violate the Constitution. What they did not do was say that Obamacare is good law or that it’s good policy.” Further adding, “Obamacare was bad policy yesterday. It’s bad policy today. Obamacare was bad law yesterday. It’s bad law today.” Romney closed by saying, “Our mission is clear: If we want to get rid of Obamacare, we’re going to have to replace President Obama.”

Eric Cantor, Republican leader in the U.S. House of Representatives, announced shortly after the ruling that the House would vote on repealing the law on July 11, following the July 4 holiday recess. Cantor said, “The Supreme Court’s decision to uphold Obamacare is a crushing blow to patients throughout the country. Obamacare has failed to keep the President’s basic promise of allowing those who like their health care to keep it, while increasing costs and reducing access to quality care for patients.”

In the ruling of National Federation of Independent Business v. Sebelius, John Roberts wrote, “Simply put, Congress may tax and spend. The federal government may enact a tax on an activity that it cannot authorize, forbid or otherwise control.” Meanwhile, Justice Anthony Kennedy authored the dissenting opinion, saying the entire law should have been repealed.

The ruling on the law comes after 26 states challenged the law in oral arguments in front of the Supreme Court in March.

Owner and manager of Moroccan factory arrested over 55-fatality fire

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Sunday, April 27, 2008

Police have arrested the owner of a mattress factory in Hay Hassini, Casablanca, Morocco which burned down in a disaster that claimed 55 lives. His son, who was the factory’s manager, was also arrested.

Those killed — 35 of whom were women — were trapped inside by locked fire exits, which were barricaded to stop theft during working hours. “The people who died were either asphyxiated or burned,” commented a firefighter. 17 were wounded. Moustapha Taouil of the Casablanca civil protection service said the blaze was triggered by an inadequatly maintained electric saw on the ground floor. The initial fire quickly engulfed all four storeys of the building.

The Rosamor factory was clearly operating unsafely, officials said. “It’s a building with a ground floor and three upper floors specialising in making furniture, therefore there were highly inflammable products,” said Taouil. “We confirmed during our examination that the owners of the premises failed to respect legal requirements for this kind of industry including staff training… the owner in contravention of the law, locked staff inside the plant apparently to prevent theft of raw material. It was this that prevented them getting out. The fire was caused by lack of proper maintenance of certain machines and electrical installations.” He said a short circuit on the ground floor, which was filled with power saws, triggered the disaster.

As a result of the investigatons, “The plant’s owner, Adil Moufarreh, and his son Abdelali Moufarreh, who was the manager, have been taken into custody after having been questioned by police,” said an official.

28-year-old factory employee Fadila Khadija said “There was no emergency exit, the extinguishers were empty and the working conditions were difficult.” One source said that windows were also unusable as they were covered with iron bars. 20-year-old survivor Omar Elaaz said “I was working on the first floor as an upholsterer. The smoke came up from the ground floor where the foam rubber, wood and glue are stored. I used a gas bottle to break the wire mesh that protects every window.” 31-year-old upholsterer Hakim Hakki told of his own lucky escape and its effect on him from hospital: “I jumped from the third floor with four other colleagues while the women, who didn’t dare to follow us, perished in the inferno. God saved me but I’ll never forget those who died.”

The father of deceased 19-year-old Abdelazziz Darif said his son was paid 250 dirhams (20 euro/31 US dollars) per week and did not have social insurance.

Native Hawaiian sovereignty bill to be debated in U.S. Senate in June

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Saturday, May 13, 2006

The U.S. Senate has scheduled debate and a vote in June on a bill that would allegedly initiate a process for Native Hawaiians to achieve the same level of self-governance and autonomy over their own affairs that many Native American tribes currently have. Critics of the bill characterize it as going much further than any existing tribal recognition, creating a governing entity based solely on race, without the same requirements as needed for Native American tribal recognition, such as having existed predominantly as a distinct community, having exercised political influence over its members as an autonomous entity, and have continuously been identified as a tribal entity since 1900.

Senator Daniel Akaka (D-Hawaii), the main proponent of bill S. 147 (the Native Hawaiian Government Reorganization Act) and a Native Hawaiian himself, had been giving daily speeches on the Senate floor since May 9 in support of the bill to raise awareness of it. His advocacy of the bill has led it to become known as the “Akaka Bill.” Opponents of the Akaka bill have made daily responses to the Senator’s speeches as well.

“I thank our majority leader, the senior senator from Tennessee, who is working to uphold his commitment to bring this bill to the Senate floor for a debate and roll call vote,” Akaka said after receiving the pledge from Majority Leader Bill Frist (R-Tenn.) on Friday. He also recognized his chief opponent, Senator Jon Kyl (R-Ariz.), who worked with Akaka “to uphold his promise to allow the bill to come to the floor for a debate and roll call vote.”

Frist is expected to file a cloture motion after the Senate returns from its May recess. A vote on the cloture motion would occur within 48 hours of filing.

Opponents of the bill, including Kyl, charge that the bill is a race-based privilege that the U.S. Constitution prohibits. Others, such as Sen. Lamar Alexander (R-Tenn.) imply that passage of the bill could have unintended consequences. In a speech on the Senate floor on Tuesday that preceded Akaka’s, Alexander likened the bill to recognizing Hispanic populations descended from pre-republican Texas or giving tribal status to the Amish or Hasidic Jews, the Honolulu Star-Bulletin reported.

Akaka believes that he has bipartisan support for his bill, with four Republican senators pledging support for it. At least six Republican senators would need to vote for the bill for it to pass, assuming that the bill receives solid support from Akaka’s fellow Democrats and the chamber’s one independent member who usually votes with the Democrats.

A recent report from the U.S. Civil Rights Commission recommended that the bill be rejected. [1](PDF)

The Commission recommends against passage of the Native Hawaiian Government Reorganization Act of 2005 (S. 147) as reported out of committee on May 16, 2005, or any other legislation that would discriminate on the basis of race or national origin and further subdivide the American people into discrete subgroups accorded varying degrees of privilege.

Although the U.S. Civil Rights Commission redacted the findings section of their draft report before approving their final report, opponents of the Akaka bill have challenged the characterization of the findings section as being “historically inaccurate” by Akaka bill supporters.

Supporters of the bill, which include the Democratic members of Hawaii’s congressional delegation and Republican governor Linda Lingle, counter that Hawaii is a unique case because of its former history as an independent nation before the overthrow of the Hawaiian monarchy in 1893.

Kyl had placed a block on the bill when it was originally placed on the Senate schedule in July 2005, but has since agreed to allow the bill to come to a floor vote. The bill was later deferred indefinitely due in part to Hurricane Katrina.

US: Evidentiary documents released in Golden State Killer case

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Friday, June 1, 2018

On Friday, the Sacramento, California County Superior Court in the United States, with Judge Michael Sweet presiding, publicly released approximately 123 heavily redacted pages from an 800 page document related to the trial of 72-year-old Joseph DeAngelo, in the Golden State Killer (GSK) case. The high profile case prompted the defense to motion delaying the release on the grounds of jury tainting.

From 1974 to 1986, there were 12 murders, 45 rapes, and 120 burglaries ascribed to the GSK. Many of these crimes were initially attributed to separate suspects, and California investigators coined such nicknames as “East Area Rapist”, “Original Night-stalker”, “Visalli Ransacker”, and “Diamond Knot Killer”. All these identities were later determined to be the GSK. DeAngelo is currently being charged with first degree murder with special circumstances, and is being further investigated for the 1975 first degree murder of Claude Snelling.

GSK’s alleged victims include 18-year-old Janelle Lisa Cruz on May 4, 1986; 35-year-old Cheri Domingo on July 27, 1981; 27-year-old Greg Sanchez on July 27, 1981; 24-year-old Keith Harrington on August 21, 1975; 27-year-old Patti Harrington on August 21, 1975; 21-year-old Brian Maggiore on February 2, 1978; 20-year-old Katie Maggiore on February 2, 1978; 44-year-old Dr. Robert Offerman on December 30, 1979; 35-year-old Debra Manning on December 30, 1979; 35-year-old Lyman Smith on March 13, 1980; 33-year-old Charlene Smith on March 13, 1980; 45-year-old Claude Snelling on September 11, 1975; and 28-year-old Manuela Witthuhn on February 5, 1981.

Law enforcement used DNA and other evidence to link the twelve known murders attributed to the GSK to suspect DeAngelo. Any DNA from rape kits and burglaries that predates 1970 is only admissible in court for murder cases because of California’s statute of limitations. The DNA evidence allegedly implicating DeAngelo was not found through the Federal Bureau of Investigation (FBI)’s Combined DNA Index System (CODIS) database, which catalogs 20 sections of DNA from local, state, federal, and some international agencies making a unique profile for 16 million individuals, but CODIS did rule out other GSK suspects, like Paul “Cornfed” Schneider and Joe Alsip.

Instead, law enforcement used a nuance investigative technique, comparing GSK’s DNA profile against the open-sourced GEDmatch’s genealogical DNA database. The GEDmatch’s database flagged a GSK blood relative and, with other evidence, DeAngelo was suspected of being involved with GSK’s crimes. The genealogical website methodology is not unique to the GSK case. GEDmatch’s database was also used to identify 51-year-old William Earl Talbott II in the 1987 rape and homicide of Jay Cook (20) and Tanya Van Cuylenborg (18) in Seattle, Washington.

The newly released documents reveal DeAngelo’s DNA was not collected via a warrant but rather from the door handle of his personal vehicle as he was shopping in a local Hobby Lobby on April 18. A secondary sample was collected from a tissue found in the garbage on April 23. The door handle and tissue DNA were compared to a semen sample from a known GSK murder that had been confirmed using the CODIS’s 20 section DNA profile standard. On April 24, DeAngelo was arrested for the twelve GSK murders. A warrant for DeAngelo’s Citrus Heights, California residence disclosed dozens of wedding rings, photographs, driver’s licenses, and other objects allegedly taken from victims as trophies.

Public defender David Lynch, tasked with defending DeAngelo, motioned for the 800 documents to be sealed until trial to prevent the jury from becoming tainted. Lynch has also questioned the validity of certain search warrants for undisclosed reasons. Prosecutors from Sacramento, Ventura, Orange, and Santa Barbara counties have not determined the best way to prosecute DeAngelo considering the complexity, age, and multiple jurisdictions of the case.

DeAngelo was, until 1979, a police officer in small California towns. After allegedly stealing a hammer and dog repellent, DeAngelo was subsequently fired from the Auburn, California police force. He later became a truck mechanic near Sacramento.

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Australia: Victorian government to trial driverless vehicles on public roads

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Saturday, August 12, 2017

Yesterday, the state government of Victoria, Australia announced their decision to trial self-driving vehicles on two of the state’s major connecting motorways, the CityLink and Tullamarine Freeway. The trial is to use autonomous vehicles from automobile companies including BMW, Mercedes-Benz, Volvo, and Tesla. The two-year trial is to have three phases.

The cars are to drive alongside commuters, but in public testing a driver is always to be present, as Victorian law requires drivers always keep a hand on the steering wheel. However, in occasional closures of the Burnley Tunnel, with no other drivers to endanger, the cars are to be tested with nobody in the vehicle.

Lane assist, cruise control, and recognition of traffic signs are in the trial’s first phase, expected to complete before the end of the year. This includes monitoring how the driver-less cars respond to road conditions, including lane markings and electronic speed signs.

“Victoria is at the forefront of automated vehicle technology — we’re investing in this trial to explore ways that this technology can be used to reduce crashes and keep people safe on our roads”, said Luke Donnellan, the Victorian Minister for Roads and Road Safety. He noted, “Ninety per cent of the fault of accidents is human error […] so we know that if we can take out human error we will have less accidents”.

Tim Hansen, Victoria Police’s Acting Assistant Commissioner, said that police had founded a project team to investigate how self-driving vehicles would change policing on roads. “Can we intercept vehicles more safely to avoid pursuits and ramming?”, he asked.

The trial is a partnership between the state government, Victoria’s road management authority VicRoads, owner of the CityLink toll road Transurban, and insurance company RACV.

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